Education is just degrees or certificates; it is a way to an improved quality of life. It is quite significant and requisite. You have great future plans for your children or even for yourself then education loans can undoubtedly provide you with financial support you need.
No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure.
To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it?